If you have bad credit, you may not be able to afford rehab, but there are ways to get the treatment you need without breaking the bank. One option is to apply for a medical credit card, which is specifically designed for this use. You can apply for one just like any other credit card, but make sure to check the card’s terms and conditions to make sure it is approved for rehab. Alcohol Residential Rehab
The costs associated with addiction are often difficult to quantify, but they can add up very quickly. They can include broken relationships, ruined reputations, missed opportunities, healthcare costs, legal fees, and lost wages. These costs only increase over time, as a person uses more of the substance. Therefore, it is important to understand how to find affordable rehab for a drug or alcohol addiction.
In the State of Washington, state-funded treatment programs are available to those who qualify. While these programs aren’t free, many of them include room and board. If you have insurance, it may cover a portion of the cost. If not, you may want to consider paying for rehab at a private inpatient treatment facility.
There are many resources available to help you find affordable rehab. The Substance Abuse and Mental Health Services Administration (SAMHSA) maintains a database of state-funded substance abuse centers. Some of these centers offer sliding-scale care based on family size and income. In addition, many of them will offer payment plans over time.
Insurance can also help you afford a rehab treatment for an addiction. Many insurance policies cover mental healthcare and substance abuse treatment, and the Affordable Care Act requires insurance providers to include it as a part of the benefits they offer. However, you may have to pay a co-insurance or a deductible before the coverage is free.
Depending on your coverage, insurance can cover a portion or even the entire cost of rehab. However, the coverage is not the same for all programs, so it is important to research which one is best for you. In some cases, insurance will cover the expenses of detox, as well as aftercare, housing, and medications. Ultimately, the best option is to find a rehab center that accepts your insurance.
The Affordable Care Act (ACA) has made it possible for many people to receive affordable health care coverage, including drug rehab. As of 2010, most health insurance plans must cover treatment for substance use disorders and mental health. In addition, there are many non-Marketplace plans that offer addiction treatment coverage. Furthermore, a number of parity laws prohibit insurers from charging lower rates for mental health and substance abuse treatment.
The Substance Abuse and Mental Health Services Administration (SAMHSA) has an online search engine that will help you find the nearest drug rehabilitation center. The search tool will give you details on the different rehabilitation centers in your area, their prices, and the programs they offer. Some of these programs include outpatient medical maintenance while others are more intensive.
